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Monday, June 9, 2008

The Road To Financial Freedom

Decreasing your credit card debt is not as difficult as you may think. It takes a mix of inspiration, creativity and vigilance to bring that balance under control. Remember, it took you time to get this far into debt and it will take you time to get out of it. Below are some helpful strategies to employ when trying to eliminate consumer debt.

Realistically, you can get out of debt on your own if you want and with the help of free sites. It's all about coming up with a debt management plan and follow it up honoring every single payment. Remember going for a councilor, or professional management you are actually parting with some amount you had not planned for. You can only decide on this decision if you might feel uneasy to explain to all your creditors about your debt management plan that you have at hand.

Employing your budget as a guide, begin cutting away all that unnecessary spending. Eating at restaurants, that cup of Starbucks every morning on the way to work, or anything else that you've been spending money on that isn't a necessity needs to go. Getting out of debt is about sacrificing now to have a financially secure future. Every extra dollar saved can be used to pay down that debt. Be sure to prioritize your debts: Begin by listing the amount you owe into priority and non-priority amounts. List the ones with high interest rates and those that need to be repaid soon under important debts and the others under auxiliary debts. You'll surely save a lot by tackling your important debts first.

You can start abolishing debt immediately by learning the secret techniques found on this website.

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Evaluating Bandwidth Choices - Frame Relay vs VPN

Looking for bandwidth? That can be a daunting and frustrating task even in the best of situations. There's lots to consider in order to make the right decision for your needs. Below you'll find some help when evaluating Frame Relay vs VPN. Factors covered include Technology, Speed, Description, Application, Pros, Cons, and Costs.

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Technology: Frame Relay

Speed: 56 Kbps - 1.544 Mbps

Description: A high-speed, packet based, data transmission service used in wide area networks (WANs) to connect multiple locations.

Application: Used to connect multiple locations to a main location or to each other.

Pros: Cheaper alternative to private line connections. Ability to burst when needed. Widely available.

Cons: Up-front equipment cost can be prohibitive.

Costs: Frame relay monthly cost starts at around a few $100 per location for a stable, reliable system. Price climbs as speed increases. However....the pricing for these connections varies widely depending on the carrier, location of service and the application for which the connection is being used.

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Technology: VPN

Speed: 56 Kbps - 1.544 Mbps

Description: VPN is a software-defined network that runs over a shared public network and offers the appearance, functionality and usefulness of a dedicated private network, at a price savings.

Application: A highly flexible method of communicating between locations via a secure tunnel on a large public network. Is becoming an increasingly popular alternative to Frame Relay and Private Line.

Pros: A user can access the network from any Internet connection. VPNs often cost less and are more flexible and scaleable than competing technologies.

Cons: The availability and performance of a company's WAN is largely dependant on factors outside of their control.

Costs: VPN prices mirror that of dial-up or dedicated Internet Access. Cost of the VPN tunneling and encrypting is nominal. Expect to spend a few $100 at least for a stable, reliable system.

Michael is the owner of FreedomFire Communications....including DS3-Bandwidth.com and Business-VoIP-Solution.com. Michael also authors Broadband Nation where you're always welcome to drop in and catch up on the latest BroadBand news, tips, insights, and ramblings for the masses.

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